B
Freedom Credit Union
ProvoUT
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Freedom Credit Union
Provo, UT
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.90
Liquidity Index 2.70
Profitability Index 6.10
Stability Index 5.90
Company Info Freedom Credit Union
Provo, UT
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NCUA Charter Number 5692
Phone Number (801) 375-2120
Website www.freedomcu.com
Asset Quality Freedom Credit Union
Provo, UT
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1-Year Asset Growth 5.16%
5-Year Asset Growth 10.06%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.04%
Balance Sheet Freedom Credit Union
Provo, UT
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Total Assets 67.13M
Total Deposits 59.32M
Capital and Reserves Freedom Credit Union
Provo, UT
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Capital 7.25M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 0.49%
Liquidity Freedom Credit Union
Provo, UT
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Hot Money Ratio 19.28%
Liquidity Ratio 13.36%
Profitability Freedom Credit Union
Provo, UT
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5-Year Return on Average Assets 0.73%
Net Income 367.00K
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 73.77%
Return on Assets 0.73%
Return on Equity 7.00%