B
Pacific Horizon Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pacific Horizon Credit Union
Springville, UT
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Rating B
Asset Quality Index 3.70
Capitalization Index 6.60
Liquidity Index 3.20
Profitability Index 6.60
Stability Index 4.20
Company Info Pacific Horizon Credit Union
Springville, UT
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NCUA Charter Number 5701
Phone Number (801) 489-3605
Website www.pacifichorizoncu.com
Asset Quality Pacific Horizon Credit Union
Springville, UT
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1-Year Asset Growth 6.38%
5-Year Asset Growth 12.02%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 2.45%
Non-Performing Loans to Capital 23.02%
Non-Performing Loans to Loans 3.18%
Balance Sheet Pacific Horizon Credit Union
Springville, UT
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Total Assets 137.31M
Total Deposits 124.46M
Capital and Reserves Pacific Horizon Credit Union
Springville, UT
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Capital 12.30M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 2.19%
Liquidity Pacific Horizon Credit Union
Springville, UT
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Hot Money Ratio 31.16%
Liquidity Ratio 26.46%
Profitability Pacific Horizon Credit Union
Springville, UT
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5-Year Return on Average Assets 0.72%
Net Income 1.08M
Net Interest Spread 3.78%
Operating Profit to Average Assets 2.63%
Overhead Efficiency Ratio 49.44%
Return on Assets 1.06%
Return on Equity 12.17%