B
Pacific Horizon Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pacific Horizon Credit Union
Springville, UT
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Rating B
Asset Quality Index 3.70
Capitalization Index 6.30
Liquidity Index 3.30
Profitability Index 5.70
Stability Index 3.90
Company Info Pacific Horizon Credit Union
Springville, UT
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NCUA Charter Number 5701
Phone Number (801) 489-3605
Website www.pacifichorizoncu.com
Asset Quality Pacific Horizon Credit Union
Springville, UT
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1-Year Asset Growth 1.84%
5-Year Asset Growth 12.02%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 2.77%
Non-Performing Loans to Capital 20.72%
Non-Performing Loans to Loans 2.50%
Balance Sheet Pacific Horizon Credit Union
Springville, UT
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Total Assets 136.14M
Total Deposits 123.68M
Capital and Reserves Pacific Horizon Credit Union
Springville, UT
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Capital 11.99M
Leverage Ratio 8.90
Loan Loss Reserves to Loans 0.93%
Liquidity Pacific Horizon Credit Union
Springville, UT
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Hot Money Ratio 27.69%
Liquidity Ratio 27.38%
Profitability Pacific Horizon Credit Union
Springville, UT
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5-Year Return on Average Assets 0.72%
Net Income 756.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 63.73%
Return on Assets 1.12%
Return on Equity 12.98%