B
Members First Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Members First Credit Union
Brigham City, UT
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 9.80
Stability Index 7.00
Company Info Members First Credit Union
Brigham City, UT
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NCUA Charter Number 5703
Phone Number (435) 723-5231
Website memfirstcu.com
Asset Quality Members First Credit Union
Brigham City, UT
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1-Year Asset Growth 6.55%
5-Year Asset Growth 6.23%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.60%
Non-Performing Loans to Loans 0.32%
Balance Sheet Members First Credit Union
Brigham City, UT
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Total Assets 191.71M
Total Deposits 163.31M
Capital and Reserves Members First Credit Union
Brigham City, UT
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Capital 26.56M
Leverage Ratio 13.85
Loan Loss Reserves to Loans 0.49%
Liquidity Members First Credit Union
Brigham City, UT
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Hot Money Ratio 9.68%
Liquidity Ratio 27.37%
Profitability Members First Credit Union
Brigham City, UT
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5-Year Return on Average Assets 1.22%
Net Income 814.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 57.47%
Return on Assets 1.73%
Return on Equity 12.45%