B
First Choice Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Choice Community Credit Union
Knoxville, TN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 7.70
Stability Index 7.00
Company Info First Choice Community Credit Union
Knoxville, TN
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NCUA Charter Number 5714
Phone Number (865) 637-0112
Website www.firstchoiceccu.org
Asset Quality First Choice Community Credit Union
Knoxville, TN
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1-Year Asset Growth 3.41%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.53%
Non-Performing Loans to Loans 0.12%
Balance Sheet First Choice Community Credit Union
Knoxville, TN
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Total Assets 49.81M
Total Deposits 42.01M
Capital and Reserves First Choice Community Credit Union
Knoxville, TN
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Capital 7.56M
Leverage Ratio 15.18
Loan Loss Reserves to Loans 1.00%
Liquidity First Choice Community Credit Union
Knoxville, TN
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Hot Money Ratio 4.04%
Liquidity Ratio 36.08%
Profitability First Choice Community Credit Union
Knoxville, TN
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5-Year Return on Average Assets 0.49%
Net Income 151.00K
Net Interest Spread 4.88%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 71.16%
Return on Assets 1.23%
Return on Equity 8.07%