| Weiss Ratings |
FivePoint Credit Union
Nederland, TX |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.50 | |||
| Company Info |
FivePoint Credit Union
Nederland, TX |
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| NCUA Charter Number | 572 | |||
| Phone Number | (409) 962-8793 | |||
| Website | www.5pointcu.org | |||
| Asset Quality |
FivePoint Credit Union
Nederland, TX |
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| 1-Year Asset Growth | 11.18% | |||
| 5-Year Asset Growth | 7.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 6.23% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
FivePoint Credit Union
Nederland, TX |
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| Total Assets | 1.08B | |||
| Total Deposits | 967.25M | |||
| Capital and Reserves |
FivePoint Credit Union
Nederland, TX |
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| Capital | 92.37M | |||
| Leverage Ratio | 9.00 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
FivePoint Credit Union
Nederland, TX |
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| Hot Money Ratio | 26.19% | |||
| Liquidity Ratio | 7.39% | |||
| Profitability |
FivePoint Credit Union
Nederland, TX |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 5.29M | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 77.45% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.15% | |||