| Weiss Ratings |
FivePoint Credit Union
Nederland, TX |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.40 | |||
| Company Info |
FivePoint Credit Union
Nederland, TX |
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| NCUA Charter Number | 572 | |||
| Phone Number | (409) 962-8793 | |||
| Website | www.5pointcu.org/ | |||
| Asset Quality |
FivePoint Credit Union
Nederland, TX |
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| 1-Year Asset Growth | 6.40% | |||
| 5-Year Asset Growth | 9.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 4.14% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
FivePoint Credit Union
Nederland, TX |
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| Total Assets | 956.21M | |||
| Total Deposits | 848.24M | |||
| Capital and Reserves |
FivePoint Credit Union
Nederland, TX |
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| Capital | 76.05M | |||
| Leverage Ratio | 9.41 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
FivePoint Credit Union
Nederland, TX |
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| Hot Money Ratio | 23.97% | |||
| Liquidity Ratio | 6.19% | |||
| Profitability |
FivePoint Credit Union
Nederland, TX |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 204.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 85.66% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.07% | |||