C
First Community Credit Union of Beloit
BeloitWI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Credit Union of Beloit
Beloit, WI
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Rating C
Asset Quality Index 6.60
Capitalization Index 8.10
Liquidity Index 1.50
Profitability Index 5.00
Stability Index 5.00
Company Info First Community Credit Union of Beloit
Beloit, WI
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NCUA Charter Number 5722
Phone Number (608) 362-9077
Website firstccu.com
Asset Quality First Community Credit Union of Beloit
Beloit, WI
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1-Year Asset Growth 7.69%
5-Year Asset Growth 17.49%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 4.83%
Non-Performing Loans to Loans 0.52%
Balance Sheet First Community Credit Union of Beloit
Beloit, WI
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Total Assets 396.96M
Total Deposits 337.72M
Capital and Reserves First Community Credit Union of Beloit
Beloit, WI
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Capital 40.44M
Leverage Ratio 10.33
Loan Loss Reserves to Loans 0.86%
Liquidity First Community Credit Union of Beloit
Beloit, WI
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Hot Money Ratio 18.09%
Liquidity Ratio 10.08%
Profitability First Community Credit Union of Beloit
Beloit, WI
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5-Year Return on Average Assets 1.51%
Net Income 1.56M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 73.81%
Return on Assets 0.54%
Return on Equity 5.21%