The State Credit Union
| Weiss Ratings |
The State Credit Union
Charleston, WV |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 8.00 | |||
| Company Info |
The State Credit Union
Charleston, WV |
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| NCUA Charter Number | 5724 | |||
| Phone Number | (304) 558-0566 | |||
| Website | www.wvpecu.org | |||
| Asset Quality |
The State Credit Union
Charleston, WV |
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| 1-Year Asset Growth | -0.92% | |||
| 5-Year Asset Growth | 4.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
The State Credit Union
Charleston, WV |
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| Total Assets | 85.40M | |||
| Total Deposits | 69.40M | |||
| Capital and Reserves |
The State Credit Union
Charleston, WV |
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| Capital | 15.13M | |||
| Leverage Ratio | 17.52 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
The State Credit Union
Charleston, WV |
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| Hot Money Ratio | 1.55% | |||
| Liquidity Ratio | 35.03% | |||
| Profitability |
The State Credit Union
Charleston, WV |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 282.00K | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 68.45% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 7.54% | |||
