The State Credit Union
| Weiss Ratings |
The State Credit Union
Charleston, WV |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.80 | |||
| Company Info |
The State Credit Union
Charleston, WV |
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| NCUA Charter Number | 5724 | |||
| Phone Number | (304) 558-0566 | |||
| Website | www.wvpecu.org | |||
| Asset Quality |
The State Credit Union
Charleston, WV |
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| 1-Year Asset Growth | 3.20% | |||
| 5-Year Asset Growth | 4.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
The State Credit Union
Charleston, WV |
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| Total Assets | 90.05M | |||
| Total Deposits | 72.21M | |||
| Capital and Reserves |
The State Credit Union
Charleston, WV |
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| Capital | 17.16M | |||
| Leverage Ratio | 18.79 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
The State Credit Union
Charleston, WV |
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| Hot Money Ratio | 2.57% | |||
| Liquidity Ratio | 32.69% | |||
| Profitability |
The State Credit Union
Charleston, WV |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 771.00K | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 61.85% | |||
| Return on Assets | 1.73% | |||
| Return on Equity | 9.22% | |||