B
Athens Area Credit Union
AthensWI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Athens Area Credit Union
Athens, WI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 7.90
Stability Index 6.60
Company Info Athens Area Credit Union
Athens, WI
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NCUA Charter Number 5729
Phone Number (715) 257-9337
Website www.athensareacu.com
Asset Quality Athens Area Credit Union
Athens, WI
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1-Year Asset Growth 2.79%
5-Year Asset Growth 6.85%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.46%
Balance Sheet Athens Area Credit Union
Athens, WI
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Total Assets 47.55M
Total Deposits 41.25M
Capital and Reserves Athens Area Credit Union
Athens, WI
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Capital 5.98M
Leverage Ratio 12.62
Loan Loss Reserves to Loans 0.72%
Liquidity Athens Area Credit Union
Athens, WI
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Hot Money Ratio 1.25%
Liquidity Ratio 36.92%
Profitability Athens Area Credit Union
Athens, WI
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5-Year Return on Average Assets 0.54%
Net Income 343.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 57.61%
Return on Assets 1.48%
Return on Equity 11.82%