| Weiss Ratings |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 3.60 | |||
| Company Info |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5732 | |||
| Phone Number | (802) 654-4540 | |||
| Website | www.oppsvt.org | |||
| Asset Quality |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.49% | |||
| 5-Year Asset Growth | 8.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 10.08% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 62.48M | |||
| Total Deposits | 48.77M | |||
| Capital and Reserves |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.95M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.36% | |||
| Liquidity Ratio | 14.37% | |||
| Profitability |
Opportunities Credit Union
Winooski, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.20% | |||
| Net Income | -160.00K | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | -1.01% | |||
| Overhead Efficiency Ratio | 126.89% | |||
| Return on Assets | -1.01% | |||
| Return on Equity | -10.64% | |||