| Weiss Ratings |
Opportunities Credit Union
Winooski, VT |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.20 | |||
| Company Info |
Opportunities Credit Union
Winooski, VT |
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| NCUA Charter Number | 5732 | |||
| Phone Number | (802) 654-4540 | |||
| Website | www.oppsvt.org | |||
| Asset Quality |
Opportunities Credit Union
Winooski, VT |
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| 1-Year Asset Growth | -9.82% | |||
| 5-Year Asset Growth | 8.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | -0.30% | |||
| Non-Performing Assets to Assets | 2.32% | |||
| Non-Performing Loans to Capital | 23.29% | |||
| Non-Performing Loans to Loans | 2.87% | |||
| Balance Sheet |
Opportunities Credit Union
Winooski, VT |
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| Total Assets | 60.51M | |||
| Total Deposits | 47.51M | |||
| Capital and Reserves |
Opportunities Credit Union
Winooski, VT |
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| Capital | 5.62M | |||
| Leverage Ratio | 10.52 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Opportunities Credit Union
Winooski, VT |
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| Hot Money Ratio | 14.02% | |||
| Liquidity Ratio | 19.86% | |||
| Profitability |
Opportunities Credit Union
Winooski, VT |
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| 5-Year Return on Average Assets | 0.20% | |||
| Net Income | -500.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | -1.15% | |||
| Overhead Efficiency Ratio | 132.61% | |||
| Return on Assets | -1.60% | |||
| Return on Equity | -16.95% | |||