C
Horizon Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Horizon Credit Union
Spokane Valley, WA
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 4.40
Stability Index 7.40
Company Info Horizon Credit Union
Spokane Valley, WA
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NCUA Charter Number 5737
Phone Number (509) 928-6494
Website www.hzcu.org
Asset Quality Horizon Credit Union
Spokane Valley, WA
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1-Year Asset Growth -0.09%
5-Year Asset Growth 12.38%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.87%
Non-Performing Loans to Loans 0.20%
Balance Sheet Horizon Credit Union
Spokane Valley, WA
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Total Assets 2.02B
Total Deposits 1.69B
Capital and Reserves Horizon Credit Union
Spokane Valley, WA
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Capital 250.54M
Leverage Ratio 12.13
Loan Loss Reserves to Loans 0.71%
Liquidity Horizon Credit Union
Spokane Valley, WA
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Hot Money Ratio 17.79%
Liquidity Ratio 8.83%
Profitability Horizon Credit Union
Spokane Valley, WA
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5-Year Return on Average Assets 0.65%
Net Income 5.26M
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 77.94%
Return on Assets 0.52%
Return on Equity 4.25%