C
Rhode Island Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rhode Island Credit Union
Providence, RI
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Rating C
Asset Quality Index 10.00
Capitalization Index 8.80
Liquidity Index 2.50
Profitability Index 5.90
Stability Index 5.70
Company Info Rhode Island Credit Union
Providence, RI
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NCUA Charter Number 5738
Phone Number (401) 751-7440
Website www.ricreditunion.org
Asset Quality Rhode Island Credit Union
Providence, RI
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1-Year Asset Growth 1.07%
5-Year Asset Growth 7.69%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.17%
Balance Sheet Rhode Island Credit Union
Providence, RI
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Total Assets 407.10M
Total Deposits 360.03M
Capital and Reserves Rhode Island Credit Union
Providence, RI
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Capital 41.23M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 0.57%
Liquidity Rhode Island Credit Union
Providence, RI
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Hot Money Ratio 7.70%
Liquidity Ratio 9.98%
Profitability Rhode Island Credit Union
Providence, RI
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5-Year Return on Average Assets 0.47%
Net Income 3.41M
Net Interest Spread 3.23%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 64.47%
Return on Assets 1.66%
Return on Equity 17.02%