| Weiss Ratings |
Westerly Community Credit Union
Wakefield, RI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 4.80 | |||
| Company Info |
Westerly Community Credit Union
Wakefield, RI |
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| NCUA Charter Number | 5739 | |||
| Phone Number | (401) 596-7000 | |||
| Website | www.westerlyccu.com | |||
| Asset Quality |
Westerly Community Credit Union
Wakefield, RI |
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| 1-Year Asset Growth | 3.49% | |||
| 5-Year Asset Growth | 8.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.41% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Westerly Community Credit Union
Wakefield, RI |
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| Total Assets | 498.55M | |||
| Total Deposits | 436.68M | |||
| Capital and Reserves |
Westerly Community Credit Union
Wakefield, RI |
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| Capital | 39.55M | |||
| Leverage Ratio | 8.67 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
Westerly Community Credit Union
Wakefield, RI |
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| Hot Money Ratio | 19.28% | |||
| Liquidity Ratio | 5.89% | |||
| Profitability |
Westerly Community Credit Union
Wakefield, RI |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 402.00K | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 88.40% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 4.13% | |||