| Weiss Ratings |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5739 | |||
| Phone Number | (401) 596-7000 | |||
| Website | www.westerlyccu.com | |||
| Asset Quality |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.14% | |||
| 5-Year Asset Growth | 8.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.31% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 502.96M | |||
| Total Deposits | 443.56M | |||
| Capital and Reserves |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 42.75M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.06% | |||
| Liquidity Ratio | 6.36% | |||
| Profitability |
Westerly Community Credit Union
Wakefield, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 2.91M | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 78.00% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 9.56% | |||