| Weiss Ratings |
1st Street Credit Union
Sarasota, FL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
1st Street Credit Union
Sarasota, FL |
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| NCUA Charter Number | 5748 | |||
| Phone Number | (941) 953-6744 | |||
| Website | www.1streetcu.com | |||
| Asset Quality |
1st Street Credit Union
Sarasota, FL |
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| 1-Year Asset Growth | -6.81% | |||
| 5-Year Asset Growth | 0.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.64% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
1st Street Credit Union
Sarasota, FL |
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| Total Assets | 31.81M | |||
| Total Deposits | 26.05M | |||
| Capital and Reserves |
1st Street Credit Union
Sarasota, FL |
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| Capital | 4.81M | |||
| Leverage Ratio | 15.13 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
1st Street Credit Union
Sarasota, FL |
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| Hot Money Ratio | 5.62% | |||
| Liquidity Ratio | 35.76% | |||
| Profitability |
1st Street Credit Union
Sarasota, FL |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 259.00K | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.97% | |||
| Overhead Efficiency Ratio | 26.29% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 10.99% | |||