City-County Employees Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 17.4 percent of nonperforming loans to core capital combined with 12.2 percent from a year earlier contributes to the Fair asset quality (3.4). Fair liquidity 3.6, driven by a liquidity ratio of 12.3 percent and a “hot money” ratio of 5.7 percent.
Asset Mix:
Consumer loans (58%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1810 North Belcher Road
Clearwater, FL 33765
Clearwater, FL 33765
Phone Number
(727) 442-7746
NCUA Charter Number
Website
Largest Competitors
Tampa, FL
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