Jefferson County Teachers Credit Union

Monticello, FL

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	4.70
Capitalization Index	10.00
Liquidity Index	2.60
Profitability Index	8.60
Stability Index	8.40

Company Info	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5761
Phone Number	(850) 342-0250
Website	www.jctcuonline.org

Asset Quality	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.76%
5-Year Asset Growth	6.08%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.30%
Non-Performing Assets to Assets	3.00%
Non-Performing Loans to Capital	18.29%
Non-Performing Loans to Loans	4.29%

Balance Sheet	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	15.32M
Total Deposits	13.08M

Capital and Reserves	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
Capital	2.22M
Leverage Ratio	14.69
Loan Loss Reserves to Loans	2.72%

Liquidity	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	23.10%
Liquidity Ratio	29.61%

Profitability	Jefferson County Teachers Credit Union Monticello, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.11%
Net Income	114.00K
Net Interest Spread	4.57%
Operating Profit to Average Assets	1.39%
Overhead Efficiency Ratio	68.66%
Return on Assets	1.01%
Return on Equity	7.05%