C
University Credit Union
MiamiFL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings University Credit Union
Miami, FL
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Rating C
Asset Quality Index 10.00
Capitalization Index 3.70
Liquidity Index 5.90
Profitability Index 1.50
Stability Index 2.60
Company Info University Credit Union
Miami, FL
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NCUA Charter Number 5764
Phone Number (786) 425-5000
Website ucumiami.org
Asset Quality University Credit Union
Miami, FL
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1-Year Asset Growth -5.89%
5-Year Asset Growth 2.62%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.25%
Balance Sheet University Credit Union
Miami, FL
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Total Assets 240.56M
Total Deposits 210.10M
Capital and Reserves University Credit Union
Miami, FL
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Capital 14.35M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 0.90%
Liquidity University Credit Union
Miami, FL
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Hot Money Ratio 8.79%
Liquidity Ratio 34.37%
Profitability University Credit Union
Miami, FL
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5-Year Return on Average Assets 0.30%
Net Income 144.00K
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.22%
Overhead Efficiency Ratio 92.60%
Return on Assets 0.24%
Return on Equity 4.29%