| Weiss Ratings |
University Credit Union
Miami, FL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 2.50 | |||
| Company Info |
University Credit Union
Miami, FL |
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| NCUA Charter Number | 5764 | |||
| Phone Number | (786) 425-5000 | |||
| Website | ucumiami.org | |||
| Asset Quality |
University Credit Union
Miami, FL |
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| 1-Year Asset Growth | -7.18% | |||
| 5-Year Asset Growth | 4.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.53% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
University Credit Union
Miami, FL |
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| Total Assets | 243.00M | |||
| Total Deposits | 207.34M | |||
| Capital and Reserves |
University Credit Union
Miami, FL |
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| Capital | 14.19M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
University Credit Union
Miami, FL |
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| Hot Money Ratio | 7.40% | |||
| Liquidity Ratio | 29.60% | |||
| Profitability |
University Credit Union
Miami, FL |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 655.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 85.42% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 7.77% | |||