| Weiss Ratings |
North Georgia Credit Union
Toccoa, GA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
North Georgia Credit Union
Toccoa, GA |
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| NCUA Charter Number | 5779 | |||
| Phone Number | (706) 886-1441 | |||
| Website | www.ngcu.org | |||
| Asset Quality |
North Georgia Credit Union
Toccoa, GA |
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| 1-Year Asset Growth | 10.96% | |||
| 5-Year Asset Growth | 11.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 5.15% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
North Georgia Credit Union
Toccoa, GA |
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| Total Assets | 104.08M | |||
| Total Deposits | 91.25M | |||
| Capital and Reserves |
North Georgia Credit Union
Toccoa, GA |
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| Capital | 11.36M | |||
| Leverage Ratio | 10.92 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
North Georgia Credit Union
Toccoa, GA |
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| Hot Money Ratio | 10.02% | |||
| Liquidity Ratio | 19.34% | |||
| Profitability |
North Georgia Credit Union
Toccoa, GA |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 312.00K | |||
| Net Interest Spread | 5.79% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 77.68% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 11.13% | |||