| Weiss Ratings |
North Georgia Credit Union
Toccoa, GA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
North Georgia Credit Union
Toccoa, GA |
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| NCUA Charter Number | 5779 | |||
| Phone Number | (706) 886-1441 | |||
| Website | ngcu.org | |||
| Asset Quality |
North Georgia Credit Union
Toccoa, GA |
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| 1-Year Asset Growth | 6.94% | |||
| 5-Year Asset Growth | 11.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.91% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
North Georgia Credit Union
Toccoa, GA |
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| Total Assets | 111.30M | |||
| Total Deposits | 97.16M | |||
| Capital and Reserves |
North Georgia Credit Union
Toccoa, GA |
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| Capital | 12.61M | |||
| Leverage Ratio | 11.33 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
North Georgia Credit Union
Toccoa, GA |
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| Hot Money Ratio | 13.58% | |||
| Liquidity Ratio | 16.44% | |||
| Profitability |
North Georgia Credit Union
Toccoa, GA |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 262.00K | |||
| Net Interest Spread | 5.74% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 80.33% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 8.40% | |||