| Weiss Ratings |
North Georgia Credit Union
Toccoa, GA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
North Georgia Credit Union
Toccoa, GA |
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| NCUA Charter Number | 5779 | |||
| Phone Number | (706) 886-1441 | |||
| Website | ngcu.org | |||
| Asset Quality |
North Georgia Credit Union
Toccoa, GA |
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| 1-Year Asset Growth | 4.16% | |||
| 5-Year Asset Growth | 11.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 5.17% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
North Georgia Credit Union
Toccoa, GA |
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| Total Assets | 102.77M | |||
| Total Deposits | 88.73M | |||
| Capital and Reserves |
North Georgia Credit Union
Toccoa, GA |
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| Capital | 12.11M | |||
| Leverage Ratio | 11.79 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
North Georgia Credit Union
Toccoa, GA |
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| Hot Money Ratio | 10.84% | |||
| Liquidity Ratio | 13.43% | |||
| Profitability |
North Georgia Credit Union
Toccoa, GA |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.06M | |||
| Net Interest Spread | 5.78% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 75.49% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 12.26% | |||