| Weiss Ratings |
Southern Pine Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 5.00 | |||
| Company Info |
Southern Pine Credit Union
Valdosta, GA |
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| NCUA Charter Number | 5782 | |||
| Phone Number | (229) 559-3311 | |||
| Website | www.southernpinecu.org | |||
| Asset Quality |
Southern Pine Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | -6.29% | |||
| 5-Year Asset Growth | -7.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.23% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Southern Pine Credit Union
Valdosta, GA |
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| Total Assets | 30.07M | |||
| Total Deposits | 25.26M | |||
| Capital and Reserves |
Southern Pine Credit Union
Valdosta, GA |
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| Capital | 4.57M | |||
| Leverage Ratio | 15.19 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
Southern Pine Credit Union
Valdosta, GA |
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| Hot Money Ratio | 1.04% | |||
| Liquidity Ratio | 32.30% | |||
| Profitability |
Southern Pine Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | -1.82% | |||
| Net Income | 197.00K | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 72.04% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 8.79% | |||