| Weiss Ratings |
Southern Pine Credit Union
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 5.10 | |||
| Company Info |
Southern Pine Credit Union
Valdosta, GA |
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| NCUA Charter Number | 5782 | |||
| Phone Number | (229) 559-3311 | |||
| Website | www.southernpinecu.org | |||
| Asset Quality |
Southern Pine Credit Union
Valdosta, GA |
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| 1-Year Asset Growth | -13.28% | |||
| 5-Year Asset Growth | -5.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.56% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Southern Pine Credit Union
Valdosta, GA |
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| Total Assets | 33.11M | |||
| Total Deposits | 28.96M | |||
| Capital and Reserves |
Southern Pine Credit Union
Valdosta, GA |
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| Capital | 3.99M | |||
| Leverage Ratio | 12.06 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Southern Pine Credit Union
Valdosta, GA |
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| Hot Money Ratio | 3.33% | |||
| Liquidity Ratio | 33.33% | |||
| Profitability |
Southern Pine Credit Union
Valdosta, GA |
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| 5-Year Return on Average Assets | -1.98% | |||
| Net Income | 43.00K | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 88.10% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 4.33% | |||