A
Centex Citizens Credit Union
MexiaTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Capital
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Weiss Ratings Centex Citizens Credit Union
Mexia, TX
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 8.70
Stability Index 8.00
Company Info Centex Citizens Credit Union
Mexia, TX
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NCUA Charter Number 5787
Phone Number (254) 562-9296
Website www.centexcitizenscu.com
Asset Quality Centex Citizens Credit Union
Mexia, TX
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1-Year Asset Growth 7.29%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 0.90%
Non-Performing Loans to Loans 0.25%
Balance Sheet Centex Citizens Credit Union
Mexia, TX
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Total Assets 111.08M
Total Deposits 91.33M
Capital and Reserves Centex Citizens Credit Union
Mexia, TX
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Capital 18.35M
Leverage Ratio 17.07
Loan Loss Reserves to Loans 0.50%
Liquidity Centex Citizens Credit Union
Mexia, TX
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Hot Money Ratio 11.11%
Liquidity Ratio 32.57%
Profitability Centex Citizens Credit Union
Mexia, TX
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5-Year Return on Average Assets 0.79%
Net Income 621.00K
Net Interest Spread 6.52%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 81.06%
Return on Assets 1.15%
Return on Equity 6.90%