| Weiss Ratings |
Rails West Federal Credit Union
Chubbuck, ID |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Rails West Federal Credit Union
Chubbuck, ID |
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| NCUA Charter Number | 579 | |||
| Phone Number | (208) 232-5746 | |||
| Website | www.railswestcu.org | |||
| Asset Quality |
Rails West Federal Credit Union
Chubbuck, ID |
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| 1-Year Asset Growth | 3.57% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 2.43% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Rails West Federal Credit Union
Chubbuck, ID |
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| Total Assets | 76.78M | |||
| Total Deposits | 67.29M | |||
| Capital and Reserves |
Rails West Federal Credit Union
Chubbuck, ID |
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| Capital | 7.90M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Rails West Federal Credit Union
Chubbuck, ID |
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| Hot Money Ratio | 0.46% | |||
| Liquidity Ratio | 31.20% | |||
| Profitability |
Rails West Federal Credit Union
Chubbuck, ID |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 180.00K | |||
| Net Interest Spread | 5.10% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 76.23% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 9.21% | |||