| Weiss Ratings |
Rails West Federal Credit Union
Chubbuck, ID |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.70 | |||
| Company Info |
Rails West Federal Credit Union
Chubbuck, ID |
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| NCUA Charter Number | 579 | |||
| Phone Number | (208) 232-5746 | |||
| Website | www.railswestcu.org | |||
| Asset Quality |
Rails West Federal Credit Union
Chubbuck, ID |
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| 1-Year Asset Growth | -3.62% | |||
| 5-Year Asset Growth | 4.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.71% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Rails West Federal Credit Union
Chubbuck, ID |
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| Total Assets | 74.14M | |||
| Total Deposits | 65.71M | |||
| Capital and Reserves |
Rails West Federal Credit Union
Chubbuck, ID |
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| Capital | 7.04M | |||
| Leverage Ratio | 9.50 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Rails West Federal Credit Union
Chubbuck, ID |
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| Hot Money Ratio | 1.54% | |||
| Liquidity Ratio | 33.21% | |||
| Profitability |
Rails West Federal Credit Union
Chubbuck, ID |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 182.00K | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 78.21% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 10.47% | |||