E
Galveston Government Employees Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.27
Leverage
Ratio
10.27
Return On
Assets
0.07%
Total
Assets
7.13M
Capital
732.00K
Total
Deposits
6.30M
Net
Income
4.00K
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Weiss Ratings Galveston Government Employees Credit Union
La Marque, TX 		Click to
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Rating E
Asset Quality Index 1.50
Capitalization Index 8.20
Liquidity Index 4.00
Profitability Index 0.00
Stability Index 4.50
Company Info Galveston Government Employees Credit Union
La Marque, TX 		Click to
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NCUA Charter Number 5792
Phone Number (409) 908-9834
Website www.ggecu.com
Asset Quality Galveston Government Employees Credit Union
La Marque, TX 		Click to
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1-Year Asset Growth -6.18%
5-Year Asset Growth 0.95%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 2.78%
Non-Performing Loans to Capital 26.72%
Non-Performing Loans to Loans 3.88%
Balance Sheet Galveston Government Employees Credit Union
La Marque, TX 		Click to
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Total Assets 7.13M
Total Deposits 6.30M
Capital and Reserves Galveston Government Employees Credit Union
La Marque, TX 		Click to
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Capital 732.00K
Leverage Ratio 10.27
Loan Loss Reserves to Loans 0.18%
Liquidity Galveston Government Employees Credit Union
La Marque, TX 		Click to
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Hot Money Ratio 14.62%
Liquidity Ratio 30.21%
Profitability Galveston Government Employees Credit Union
La Marque, TX 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 4.00K
Net Interest Spread 5.10%
Operating Profit to Average Assets 0.09%
Overhead Efficiency Ratio 97.54%
Return on Assets 0.07%
Return on Equity 0.73%