B
Community South Credit Union
ChipleyFL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community South Credit Union
Chipley, FL
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 5.00
Stability Index 8.00
Company Info Community South Credit Union
Chipley, FL
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NCUA Charter Number 5795
Phone Number (850) 638-8376
Website www.communitysouth.net
Asset Quality Community South Credit Union
Chipley, FL
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1-Year Asset Growth -1.95%
5-Year Asset Growth 11.63%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.19%
Balance Sheet Community South Credit Union
Chipley, FL
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Total Assets 238.67M
Total Deposits 208.07M
Capital and Reserves Community South Credit Union
Chipley, FL
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Capital 28.87M
Leverage Ratio 12.35
Loan Loss Reserves to Loans 1.23%
Liquidity Community South Credit Union
Chipley, FL
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Hot Money Ratio 13.65%
Liquidity Ratio 14.73%
Profitability Community South Credit Union
Chipley, FL
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5-Year Return on Average Assets 1.10%
Net Income 101.00K
Net Interest Spread 4.12%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 82.19%
Return on Assets 0.17%
Return on Equity 1.40%