| Weiss Ratings |
Community South Credit Union
Chipley, FL |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
Community South Credit Union
Chipley, FL |
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| NCUA Charter Number | 5795 | |||
| Phone Number | (850) 638-8376 | |||
| Website | www.communitysouth.net | |||
| Asset Quality |
Community South Credit Union
Chipley, FL |
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| 1-Year Asset Growth | -0.93% | |||
| 5-Year Asset Growth | 11.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.36% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
Community South Credit Union
Chipley, FL |
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| Total Assets | 233.27M | |||
| Total Deposits | 201.05M | |||
| Capital and Reserves |
Community South Credit Union
Chipley, FL |
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| Capital | 30.02M | |||
| Leverage Ratio | 13.13 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Community South Credit Union
Chipley, FL |
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| Hot Money Ratio | 14.08% | |||
| Liquidity Ratio | 11.13% | |||
| Profitability |
Community South Credit Union
Chipley, FL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.25M | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 80.76% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 5.71% | |||