| Weiss Ratings |
Community South Credit Union
Chipley, FL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Community South Credit Union
Chipley, FL |
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| NCUA Charter Number | 5795 | |||
| Phone Number | (850) 638-8376 | |||
| Website | www.communitysouth.net | |||
| Asset Quality |
Community South Credit Union
Chipley, FL |
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| 1-Year Asset Growth | -2.65% | |||
| 5-Year Asset Growth | 11.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.36% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Community South Credit Union
Chipley, FL |
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| Total Assets | 234.84M | |||
| Total Deposits | 203.46M | |||
| Capital and Reserves |
Community South Credit Union
Chipley, FL |
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| Capital | 29.50M | |||
| Leverage Ratio | 12.82 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Liquidity |
Community South Credit Union
Chipley, FL |
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| Hot Money Ratio | 13.54% | |||
| Liquidity Ratio | 14.46% | |||
| Profitability |
Community South Credit Union
Chipley, FL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 731.00K | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 83.06% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.04% | |||