| Weiss Ratings |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 5.60 | |||
| Company Info |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| NCUA Charter Number | 58 | |||
| Phone Number | (704) 391-5600 | |||
| Website | www.ctelco.org | |||
| Asset Quality |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 1-Year Asset Growth | -6.96% | |||
| 5-Year Asset Growth | 5.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 1.26% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 10.59% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Total Assets | 550.97M | |||
| Total Deposits | 436.77M | |||
| Capital and Reserves |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Capital | 37.61M | |||
| Leverage Ratio | 14.16 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Liquidity |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Hot Money Ratio | 5.01% | |||
| Liquidity Ratio | 16.23% | |||
| Profitability |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | -502.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 85.29% | |||
| Return on Assets | -0.36% | |||
| Return on Equity | -5.05% | |||