| Weiss Ratings |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 4.40 | |||
| Company Info |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| NCUA Charter Number | 58 | |||
| Phone Number | (704) 391-5600 | |||
| Website | www.ctelco.org | |||
| Asset Quality |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 1-Year Asset Growth | -4.30% | |||
| 5-Year Asset Growth | 3.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 6.22% | |||
| Non-Performing Loans to Loans | 1.02% | |||
| Balance Sheet |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Total Assets | 506.56M | |||
| Total Deposits | 417.69M | |||
| Capital and Reserves |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Capital | 46.64M | |||
| Leverage Ratio | 14.86 | |||
| Loan Loss Reserves to Loans | 1.81% | |||
| Liquidity |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Hot Money Ratio | 7.53% | |||
| Liquidity Ratio | 11.77% | |||
| Profitability |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 78.57% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 5.16% | |||