| Weiss Ratings |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 3.60 | |||
| Company Info |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| NCUA Charter Number | 58 | |||
| Phone Number | (800) 622-5305 | |||
| Website | www.ctelco.org | |||
| Asset Quality |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 1-Year Asset Growth | -6.84% | |||
| 5-Year Asset Growth | 3.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 6.98% | |||
| Non-Performing Loans to Loans | 0.97% | |||
| Balance Sheet |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Total Assets | 513.28M | |||
| Total Deposits | 428.75M | |||
| Capital and Reserves |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Capital | 40.89M | |||
| Leverage Ratio | 14.43 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Liquidity |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| Hot Money Ratio | 6.05% | |||
| Liquidity Ratio | 15.05% | |||
| Profitability |
Carolinas Telco Federal Credit Union
Charlotte, NC |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 375.00K | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 80.87% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.85% | |||