| Weiss Ratings |
Rave Financial Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 9.40 | |||
| Company Info |
Rave Financial Credit Union
Beaumont, TX |
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| NCUA Charter Number | 580 | |||
| Phone Number | (409) 892-1111 | |||
| Website | www.bankwithrave.com | |||
| Asset Quality |
Rave Financial Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | 2.36% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.54% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Rave Financial Credit Union
Beaumont, TX |
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| Total Assets | 1.10B | |||
| Total Deposits | 858.06M | |||
| Capital and Reserves |
Rave Financial Credit Union
Beaumont, TX |
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| Capital | 142.34M | |||
| Leverage Ratio | 13.27 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Liquidity |
Rave Financial Credit Union
Beaumont, TX |
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| Hot Money Ratio | 17.39% | |||
| Liquidity Ratio | 12.67% | |||
| Profitability |
Rave Financial Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 743.00K | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 85.05% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 2.09% | |||