| Weiss Ratings |
Rave Financial Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Rave Financial Credit Union
Beaumont, TX |
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| NCUA Charter Number | 580 | |||
| Phone Number | (409) 892-1111 | |||
| Website | bankwithrave.com | |||
| Asset Quality |
Rave Financial Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | 4.36% | |||
| 5-Year Asset Growth | 4.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.23% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Rave Financial Credit Union
Beaumont, TX |
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| Total Assets | 1.15B | |||
| Total Deposits | 885.92M | |||
| Capital and Reserves |
Rave Financial Credit Union
Beaumont, TX |
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| Capital | 148.64M | |||
| Leverage Ratio | 13.13 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Liquidity |
Rave Financial Credit Union
Beaumont, TX |
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| Hot Money Ratio | 18.86% | |||
| Liquidity Ratio | 9.83% | |||
| Profitability |
Rave Financial Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 81.13% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 3.54% | |||