| Weiss Ratings |
Rave Financial Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 8.20 | |||
| Company Info |
Rave Financial Credit Union
Beaumont, TX |
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| NCUA Charter Number | 580 | |||
| Phone Number | (409) 892-1111 | |||
| Website | bankwithrave.com | |||
| Asset Quality |
Rave Financial Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | 0.10% | |||
| 5-Year Asset Growth | 4.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.18% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Rave Financial Credit Union
Beaumont, TX |
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| Total Assets | 1.10B | |||
| Total Deposits | 849.66M | |||
| Capital and Reserves |
Rave Financial Credit Union
Beaumont, TX |
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| Capital | 147.26M | |||
| Leverage Ratio | 13.52 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
Rave Financial Credit Union
Beaumont, TX |
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| Hot Money Ratio | 14.65% | |||
| Liquidity Ratio | 11.16% | |||
| Profitability |
Rave Financial Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.22M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 81.68% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 3.33% | |||