| Weiss Ratings |
Wharton County Teachers Credit Union
Wharton, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Wharton County Teachers Credit Union
Wharton, TX |
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| NCUA Charter Number | 5806 | |||
| Phone Number | (979) 532-1930 | |||
| Website | wctcu.org | |||
| Asset Quality |
Wharton County Teachers Credit Union
Wharton, TX |
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| 1-Year Asset Growth | -9.14% | |||
| 5-Year Asset Growth | -3.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Wharton County Teachers Credit Union
Wharton, TX |
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| Total Assets | 7.79M | |||
| Total Deposits | 5.68M | |||
| Capital and Reserves |
Wharton County Teachers Credit Union
Wharton, TX |
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| Capital | 2.08M | |||
| Leverage Ratio | 26.72 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
Wharton County Teachers Credit Union
Wharton, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 47.33% | |||
| Profitability |
Wharton County Teachers Credit Union
Wharton, TX |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | 60.00K | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 69.31% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 3.88% | |||