| Weiss Ratings |
America's Credit Union
Garland, TX |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 8.50 | |||
| Company Info |
America's Credit Union
Garland, TX |
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| NCUA Charter Number | 5810 | |||
| Phone Number | (972) 494-5328 | |||
| Website | www.americascu.org | |||
| Asset Quality |
America's Credit Union
Garland, TX |
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| 1-Year Asset Growth | -2.90% | |||
| 5-Year Asset Growth | 11.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.34% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
America's Credit Union
Garland, TX |
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| Total Assets | 392.18M | |||
| Total Deposits | 335.37M | |||
| Capital and Reserves |
America's Credit Union
Garland, TX |
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| Capital | 53.11M | |||
| Leverage Ratio | 13.54 | |||
| Loan Loss Reserves to Loans | 0.31% | |||
| Liquidity |
America's Credit Union
Garland, TX |
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| Hot Money Ratio | 6.05% | |||
| Liquidity Ratio | 27.94% | |||
| Profitability |
America's Credit Union
Garland, TX |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 635.00K | |||
| Net Interest Spread | 4.96% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 85.73% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 4.81% | |||