| Weiss Ratings |
America's Credit Union
Garland, TX |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 7.50 | |||
| Company Info |
America's Credit Union
Garland, TX |
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| NCUA Charter Number | 5810 | |||
| Phone Number | (972) 494-5328 | |||
| Website | www.americascu.org | |||
| Asset Quality |
America's Credit Union
Garland, TX |
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| 1-Year Asset Growth | 9.41% | |||
| 5-Year Asset Growth | 13.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 4.08% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
America's Credit Union
Garland, TX |
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| Total Assets | 428.03M | |||
| Total Deposits | 363.40M | |||
| Capital and Reserves |
America's Credit Union
Garland, TX |
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| Capital | 60.53M | |||
| Leverage Ratio | 14.14 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
America's Credit Union
Garland, TX |
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| Hot Money Ratio | 10.11% | |||
| Liquidity Ratio | 32.80% | |||
| Profitability |
America's Credit Union
Garland, TX |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 698.00K | |||
| Net Interest Spread | 5.56% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 88.19% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 2.32% | |||