| Weiss Ratings |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 7.70 | |||
| Company Info |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5810 | |||
| Phone Number | (972) 494-5328 | |||
| Website | www.americascu.org | |||
| Asset Quality |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.28% | |||
| 5-Year Asset Growth | 13.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 4.69% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 418.14M | |||
| Total Deposits | 352.78M | |||
| Capital and Reserves |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 61.45M | |||
| Leverage Ratio | 14.69 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.92% | |||
| Liquidity Ratio | 32.16% | |||
| Profitability |
America's Credit Union
Garland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 5.66% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 83.73% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 3.53% | |||