| Weiss Ratings |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.70 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 4.00 | |||
| Company Info |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5818 | |||
| Phone Number | (254) 752-2797 | |||
| Website | www.culink.net | |||
| Asset Quality |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.10% | |||
| 5-Year Asset Growth | 9.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 3.12% | |||
| Non-Performing Loans to Capital | 29.71% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 17.69M | |||
| Total Deposits | 15.86M | |||
| Capital and Reserves |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.83M | |||
| Leverage Ratio | 10.36 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.76% | |||
| Liquidity Ratio | 11.49% | |||
| Profitability |
1st University Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 16.00K | |||
| Net Interest Spread | 5.44% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 97.15% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.17% | |||