| Weiss Ratings |
1st University Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 2.30 | |||
| Company Info |
1st University Credit Union
Waco, TX |
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| NCUA Charter Number | 5818 | |||
| Phone Number | (254) 752-2797 | |||
| Website | www.culink.net | |||
| Asset Quality |
1st University Credit Union
Waco, TX |
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| 1-Year Asset Growth | -1.66% | |||
| 5-Year Asset Growth | 10.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 2.73% | |||
| Non-Performing Loans to Capital | 26.54% | |||
| Non-Performing Loans to Loans | 2.95% | |||
| Balance Sheet |
1st University Credit Union
Waco, TX |
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| Total Assets | 18.16M | |||
| Total Deposits | 16.20M | |||
| Capital and Reserves |
1st University Credit Union
Waco, TX |
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| Capital | 1.84M | |||
| Leverage Ratio | 10.14 | |||
| Loan Loss Reserves to Loans | 0.17% | |||
| Liquidity |
1st University Credit Union
Waco, TX |
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| Hot Money Ratio | 15.68% | |||
| Liquidity Ratio | 11.62% | |||
| Profitability |
1st University Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 13.00K | |||
| Net Interest Spread | 5.90% | |||
| Operating Profit to Average Assets | 0.13% | |||
| Overhead Efficiency Ratio | 98.12% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.82% | |||