B
Reed Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Reed Credit Union
Houston, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.00
Profitability Index 2.40
Stability Index 7.20
Company Info Reed Credit Union
Houston, TX
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NCUA Charter Number 5820
Phone Number (713) 673-3333
Website reedcreditunion.com
Asset Quality Reed Credit Union
Houston, TX
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1-Year Asset Growth -6.83%
5-Year Asset Growth -0.38%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 2.02%
Balance Sheet Reed Credit Union
Houston, TX
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Total Assets 15.28M
Total Deposits 12.51M
Capital and Reserves Reed Credit Union
Houston, TX
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Capital 2.73M
Leverage Ratio 17.89
Loan Loss Reserves to Loans 0.89%
Liquidity Reed Credit Union
Houston, TX
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Hot Money Ratio 0.75%
Liquidity Ratio 51.41%
Profitability Reed Credit Union
Houston, TX
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5-Year Return on Average Assets 0.19%
Net Income 66.00K
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 82.91%
Return on Assets 0.55%
Return on Equity 3.26%