| Weiss Ratings |
Education Credit Union
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Education Credit Union
Amarillo, TX |
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| NCUA Charter Number | 5824 | |||
| Phone Number | (806) 358-7777 | |||
| Website | www.educationcu.com | |||
| Asset Quality |
Education Credit Union
Amarillo, TX |
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| 1-Year Asset Growth | -1.12% | |||
| 5-Year Asset Growth | 13.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.89% | |||
| Charge-Offs to Average Loans | 0.84% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Education Credit Union
Amarillo, TX |
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| Total Assets | 476.49M | |||
| Total Deposits | 397.20M | |||
| Capital and Reserves |
Education Credit Union
Amarillo, TX |
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| Capital | 54.39M | |||
| Leverage Ratio | 11.90 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Education Credit Union
Amarillo, TX |
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| Hot Money Ratio | 25.78% | |||
| Liquidity Ratio | 10.28% | |||
| Profitability |
Education Credit Union
Amarillo, TX |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | -91.00K | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 93.40% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -0.67% | |||