| Weiss Ratings |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5824 | |||
| Phone Number | (806) 358-7777 | |||
| Website | www.educationcu.com | |||
| Asset Quality |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.13% | |||
| 5-Year Asset Growth | 10.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.87% | |||
| Charge-Offs to Average Loans | 1.33% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 6.15% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 476.32M | |||
| Total Deposits | 412.05M | |||
| Capital and Reserves |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 52.95M | |||
| Leverage Ratio | 11.33 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 23.64% | |||
| Liquidity Ratio | 13.49% | |||
| Profitability |
Education Credit Union
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 218.00K | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 84.20% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 0.55% | |||