| Weiss Ratings |
Education Credit Union
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 5.20 | |||
| Company Info |
Education Credit Union
Amarillo, TX |
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| NCUA Charter Number | 5824 | |||
| Phone Number | (806) 358-7777 | |||
| Website | www.educationcu.com | |||
| Asset Quality |
Education Credit Union
Amarillo, TX |
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| 1-Year Asset Growth | 0.97% | |||
| 5-Year Asset Growth | 10.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.87% | |||
| Charge-Offs to Average Loans | 1.27% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 5.47% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
Education Credit Union
Amarillo, TX |
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| Total Assets | 480.15M | |||
| Total Deposits | 401.80M | |||
| Capital and Reserves |
Education Credit Union
Amarillo, TX |
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| Capital | 52.63M | |||
| Leverage Ratio | 11.21 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Education Credit Union
Amarillo, TX |
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| Hot Money Ratio | 22.13% | |||
| Liquidity Ratio | 9.97% | |||
| Profitability |
Education Credit Union
Amarillo, TX |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 90.00K | |||
| Net Interest Spread | 5.15% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 88.54% | |||
| Return on Assets | 0.04% | |||
| Return on Equity | 0.34% | |||