| Weiss Ratings |
Education Credit Union
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Education Credit Union
Amarillo, TX |
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| NCUA Charter Number | 5824 | |||
| Phone Number | (806) 358-7777 | |||
| Website | www.educationcu.com | |||
| Asset Quality |
Education Credit Union
Amarillo, TX |
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| 1-Year Asset Growth | -0.18% | |||
| 5-Year Asset Growth | 13.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.89% | |||
| Charge-Offs to Average Loans | 1.09% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 5.53% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Education Credit Union
Amarillo, TX |
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| Total Assets | 471.02M | |||
| Total Deposits | 387.24M | |||
| Capital and Reserves |
Education Credit Union
Amarillo, TX |
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| Capital | 52.98M | |||
| Leverage Ratio | 11.55 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Education Credit Union
Amarillo, TX |
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| Hot Money Ratio | 23.98% | |||
| Liquidity Ratio | 7.07% | |||
| Profitability |
Education Credit Union
Amarillo, TX |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | -1.39M | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 92.96% | |||
| Return on Assets | -0.39% | |||
| Return on Equity | -3.45% | |||