| Weiss Ratings |
Members Choice Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 3.80 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 2.60 | |||
| Company Info |
Members Choice Credit Union
Houston, TX |
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| NCUA Charter Number | 5830 | |||
| Phone Number | (281) 754-1161 | |||
| Website | www.mccu.com | |||
| Asset Quality |
Members Choice Credit Union
Houston, TX |
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| 1-Year Asset Growth | -2.22% | |||
| 5-Year Asset Growth | 5.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 1.62% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 6.22% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Members Choice Credit Union
Houston, TX |
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| Total Assets | 736.51M | |||
| Total Deposits | 611.19M | |||
| Capital and Reserves |
Members Choice Credit Union
Houston, TX |
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| Capital | 44.83M | |||
| Leverage Ratio | 8.14 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
Members Choice Credit Union
Houston, TX |
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| Hot Money Ratio | 11.70% | |||
| Liquidity Ratio | 7.92% | |||
| Profitability |
Members Choice Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.12% | |||
| Net Income | -171.00K | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 78.28% | |||
| Return on Assets | -0.09% | |||
| Return on Equity | -1.51% | |||