| Weiss Ratings |
Members Choice Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 3.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 2.40 | |||
| Company Info |
Members Choice Credit Union
Houston, TX |
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| NCUA Charter Number | 5830 | |||
| Phone Number | (281) 398-9900 | |||
| Website | www.mccu.com | |||
| Asset Quality |
Members Choice Credit Union
Houston, TX |
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| 1-Year Asset Growth | 5.58% | |||
| 5-Year Asset Growth | 4.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.72% | |||
| Charge-Offs to Average Loans | 1.21% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 4.41% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Members Choice Credit Union
Houston, TX |
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| Total Assets | 774.92M | |||
| Total Deposits | 594.45M | |||
| Capital and Reserves |
Members Choice Credit Union
Houston, TX |
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| Capital | 47.26M | |||
| Leverage Ratio | 7.75 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Members Choice Credit Union
Houston, TX |
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| Hot Money Ratio | 13.45% | |||
| Liquidity Ratio | 13.67% | |||
| Profitability |
Members Choice Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 489.00K | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 78.25% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 4.22% | |||