| Weiss Ratings |
Members Choice Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 2.50 | |||
| Company Info |
Members Choice Credit Union
Houston, TX |
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| NCUA Charter Number | 5830 | |||
| Phone Number | (281) 398-9900 | |||
| Website | www.mccu.com | |||
| Asset Quality |
Members Choice Credit Union
Houston, TX |
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| 1-Year Asset Growth | -0.22% | |||
| 5-Year Asset Growth | 4.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.72% | |||
| Charge-Offs to Average Loans | 0.92% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 10.91% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Members Choice Credit Union
Houston, TX |
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| Total Assets | 744.12M | |||
| Total Deposits | 560.73M | |||
| Capital and Reserves |
Members Choice Credit Union
Houston, TX |
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| Capital | 48.27M | |||
| Leverage Ratio | 8.13 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Members Choice Credit Union
Houston, TX |
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| Hot Money Ratio | 14.73% | |||
| Liquidity Ratio | 10.47% | |||
| Profitability |
Members Choice Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 957.00K | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 80.86% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 4.07% | |||