Guardians Credit Union
| Weiss Ratings |
Guardians Credit Union
West Palm Beach, FL |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Guardians Credit Union
West Palm Beach, FL |
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| NCUA Charter Number | 5838 | |||
| Phone Number | (561) 686-4006 | |||
| Website | www.guardianscu.coop | |||
| Asset Quality |
Guardians Credit Union
West Palm Beach, FL |
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| 1-Year Asset Growth | 1.89% | |||
| 5-Year Asset Growth | 7.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Guardians Credit Union
West Palm Beach, FL |
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| Total Assets | 304.72M | |||
| Total Deposits | 253.42M | |||
| Capital and Reserves |
Guardians Credit Union
West Palm Beach, FL |
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| Capital | 47.41M | |||
| Leverage Ratio | 14.06 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Liquidity |
Guardians Credit Union
West Palm Beach, FL |
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| Hot Money Ratio | 8.31% | |||
| Liquidity Ratio | 29.57% | |||
| Profitability |
Guardians Credit Union
West Palm Beach, FL |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 1.56M | |||
| Net Interest Spread | 5.58% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 77.98% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 6.71% | |||