Guardians Credit Union
| Weiss Ratings |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 7.00 | |||
| Company Info |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5838 | |||
| Phone Number | (561) 686-4006 | |||
| Website | www.guardianscu.coop | |||
| Asset Quality |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.57% | |||
| 5-Year Asset Growth | 7.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.65% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 299.05M | |||
| Total Deposits | 246.71M | |||
| Capital and Reserves |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 48.43M | |||
| Leverage Ratio | 14.67 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.86% | |||
| Liquidity Ratio | 26.97% | |||
| Profitability |
Guardians Credit Union
West Palm Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 2.59M | |||
| Net Interest Spread | 5.71% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 74.27% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 7.34% | |||