Guardians Credit Union
| Weiss Ratings |
Guardians Credit Union
West Palm Beach, FL |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 8.50 | |||
| Company Info |
Guardians Credit Union
West Palm Beach, FL |
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| NCUA Charter Number | 5838 | |||
| Phone Number | (561) 686-4006 | |||
| Website | www.guardianscu.coop | |||
| Asset Quality |
Guardians Credit Union
West Palm Beach, FL |
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| 1-Year Asset Growth | -3.89% | |||
| 5-Year Asset Growth | 11.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.71% | |||
| Charge-Offs to Average Loans | 0.89% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.42% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Guardians Credit Union
West Palm Beach, FL |
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| Total Assets | 293.72M | |||
| Total Deposits | 246.50M | |||
| Capital and Reserves |
Guardians Credit Union
West Palm Beach, FL |
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| Capital | 42.86M | |||
| Leverage Ratio | 13.04 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
Guardians Credit Union
West Palm Beach, FL |
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| Hot Money Ratio | 2.34% | |||
| Liquidity Ratio | 19.08% | |||
| Profitability |
Guardians Credit Union
West Palm Beach, FL |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 621.00K | |||
| Net Interest Spread | 5.08% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 76.86% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 5.84% | |||