| Weiss Ratings |
Odessa Employees Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 7.50 | |||
| Company Info |
Odessa Employees Credit Union
Odessa, TX |
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| NCUA Charter Number | 5842 | |||
| Phone Number | (432) 333-2510 | |||
| Website | www.odessaecu.com | |||
| Asset Quality |
Odessa Employees Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 2.52% | |||
| 5-Year Asset Growth | 2.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.08% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Odessa Employees Credit Union
Odessa, TX |
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| Total Assets | 20.00M | |||
| Total Deposits | 16.75M | |||
| Capital and Reserves |
Odessa Employees Credit Union
Odessa, TX |
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| Capital | 2.98M | |||
| Leverage Ratio | 15.02 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
Odessa Employees Credit Union
Odessa, TX |
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| Hot Money Ratio | 1.52% | |||
| Liquidity Ratio | 45.83% | |||
| Profitability |
Odessa Employees Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 60.00K | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 72.97% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 8.12% | |||