| Weiss Ratings |
Odessa Employees Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 7.90 | |||
| Company Info |
Odessa Employees Credit Union
Odessa, TX |
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| NCUA Charter Number | 5842 | |||
| Phone Number | (432) 333-2510 | |||
| Website | odessaecu.com | |||
| Asset Quality |
Odessa Employees Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 1.91% | |||
| 5-Year Asset Growth | 1.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.02% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Odessa Employees Credit Union
Odessa, TX |
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| Total Assets | 20.39M | |||
| Total Deposits | 17.07M | |||
| Capital and Reserves |
Odessa Employees Credit Union
Odessa, TX |
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| Capital | 3.19M | |||
| Leverage Ratio | 15.67 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Liquidity |
Odessa Employees Credit Union
Odessa, TX |
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| Hot Money Ratio | 1.55% | |||
| Liquidity Ratio | 48.83% | |||
| Profitability |
Odessa Employees Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 53.00K | |||
| Net Interest Spread | 5.00% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 85.83% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 6.71% | |||