| Weiss Ratings |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5843 | |||
| Phone Number | (737) 212-0030 | |||
| Website | www.lcracu.org | |||
| Asset Quality |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.62% | |||
| 5-Year Asset Growth | -0.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 1.38% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 5.07% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 20.88M | |||
| Total Deposits | 17.59M | |||
| Capital and Reserves |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.22M | |||
| Leverage Ratio | 15.41 | |||
| Loan Loss Reserves to Loans | 0.38% | |||
| Liquidity |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 31.07% | |||
| Profitability |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 8.00K | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 87.76% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 1.00% | |||