| Weiss Ratings |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.50 | |||
| Company Info |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5843 | |||
| Phone Number | (737) 212-0030 | |||
| Website | www.lcracu.org | |||
| Asset Quality |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -10.25% | |||
| 5-Year Asset Growth | 0.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.40% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 21.89M | |||
| Total Deposits | 18.24M | |||
| Capital and Reserves |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.14M | |||
| Leverage Ratio | 14.34 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 11.90% | |||
| Profitability |
LCRA Credit Union
Austin, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 27.00K | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 88.42% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 3.45% | |||