B
MembersFirst Credit Union
DecaturGA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MembersFirst Credit Union
Decatur, GA
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Rating B
Asset Quality Index 9.90
Capitalization Index 9.00
Liquidity Index 3.80
Profitability Index 2.20
Stability Index 7.80
Company Info MembersFirst Credit Union
Decatur, GA
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NCUA Charter Number 5844
Phone Number (404) 978-0080
Website www.membersfirstga.com
Asset Quality MembersFirst Credit Union
Decatur, GA
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1-Year Asset Growth 3.94%
5-Year Asset Growth 11.42%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.73%
Non-Performing Loans to Loans 0.11%
Balance Sheet MembersFirst Credit Union
Decatur, GA
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Total Assets 423.02M
Total Deposits 373.83M
Capital and Reserves MembersFirst Credit Union
Decatur, GA
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Capital 45.85M
Leverage Ratio 10.84
Loan Loss Reserves to Loans 0.55%
Liquidity MembersFirst Credit Union
Decatur, GA
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Hot Money Ratio 13.36%
Liquidity Ratio 26.39%
Profitability MembersFirst Credit Union
Decatur, GA
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5-Year Return on Average Assets 0.84%
Net Income 264.00K
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 84.79%
Return on Assets 0.25%
Return on Equity 2.31%