A
Baylor Health Care System Credit Union
DallasTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Weiss Ratings Baylor Health Care System Credit Union
Dallas, TX
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 5.80
Stability Index 7.20
Company Info Baylor Health Care System Credit Union
Dallas, TX
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NCUA Charter Number 5846
Phone Number (469) 676-2200
Website bhcscu.com
Asset Quality Baylor Health Care System Credit Union
Dallas, TX
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1-Year Asset Growth -1.24%
5-Year Asset Growth 1.07%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 1.06%
Balance Sheet Baylor Health Care System Credit Union
Dallas, TX
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Total Assets 79.34M
Total Deposits 62.33M
Capital and Reserves Baylor Health Care System Credit Union
Dallas, TX
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Capital 17.03M
Leverage Ratio 22.31
Loan Loss Reserves to Loans 1.46%
Liquidity Baylor Health Care System Credit Union
Dallas, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 29.56%
Profitability Baylor Health Care System Credit Union
Dallas, TX
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5-Year Return on Average Assets 0.81%
Net Income 436.00K
Net Interest Spread 4.73%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 81.91%
Return on Assets 0.73%
Return on Equity 3.52%