Midwestern State University Credit Union

Wichita Falls, TX

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.50
Profitability Index	2.70
Stability Index	6.10

Company Info	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5850
Phone Number	(940) 397-4622
Website	www.mwsucu.com

Asset Quality	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.21%
5-Year Asset Growth	-2.77%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.18%
Non-Performing Loans to Capital	1.18%
Non-Performing Loans to Loans	0.36%

Balance Sheet	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	4.97M
Total Deposits	4.13M

Capital and Reserves	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Capital	752.00K
Leverage Ratio	14.11
Loan Loss Reserves to Loans	0.48%

Liquidity	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	32.32%

Profitability	Midwestern State University Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.39%
Net Income	1.00K
Net Interest Spread	5.39%
Operating Profit to Average Assets	0.04%
Overhead Efficiency Ratio	95.45%
Return on Assets	0.04%
Return on Equity	0.27%