C
Midwestern State University Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.66
Leverage
Ratio
14.66
Return On
Assets
0.22%
Total
Assets
4.83M
Capital
759.00K
Total
Deposits
4.05M
Net
Income
8.00K
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Weiss Ratings Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 0.50
Stability Index 6.50
Company Info Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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NCUA Charter Number 5850
Phone Number (940) 397-4622
Website www.mwsucu.com
Asset Quality Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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1-Year Asset Growth -4.26%
5-Year Asset Growth -2.77%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.81%
Non-Performing Loans to Loans 0.58%
Balance Sheet Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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Total Assets 4.83M
Total Deposits 4.05M
Capital and Reserves Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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Capital 759.00K
Leverage Ratio 14.66
Loan Loss Reserves to Loans 0.54%
Liquidity Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 51.71%
Profitability Midwestern State University Credit Union
Wichita Falls, TX 		Click to
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5-Year Return on Average Assets -0.39%
Net Income 8.00K
Net Interest Spread 5.25%
Operating Profit to Average Assets 0.19%
Overhead Efficiency Ratio 93.33%
Return on Assets 0.22%
Return on Equity 1.42%