| Weiss Ratings |
United Savers Trust Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 1.90 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 1.00 | |||
| Company Info |
United Savers Trust Credit Union
Houston, TX |
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| NCUA Charter Number | 5870 | |||
| Phone Number | (713) 462-5552 | |||
| Website | www.ustcu.com | |||
| Asset Quality |
United Savers Trust Credit Union
Houston, TX |
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| 1-Year Asset Growth | -10.51% | |||
| 5-Year Asset Growth | 0.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 4.87% | |||
| Non-Performing Assets to Assets | 2.78% | |||
| Non-Performing Loans to Capital | 34.52% | |||
| Non-Performing Loans to Loans | 2.37% | |||
| Balance Sheet |
United Savers Trust Credit Union
Houston, TX |
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| Total Assets | 6.30M | |||
| Total Deposits | 5.50M | |||
| Capital and Reserves |
United Savers Trust Credit Union
Houston, TX |
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| Capital | 444.00K | |||
| Leverage Ratio | 7.05 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
United Savers Trust Credit Union
Houston, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 9.99% | |||
| Profitability |
United Savers Trust Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.06% | |||
| Net Income | 6.00K | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 82.17% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.82% | |||