| Weiss Ratings |
West Texas Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 4.40 | |||
| Company Info |
West Texas Credit Union
Odessa, TX |
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| NCUA Charter Number | 5872 | |||
| Phone Number | (432) 934-0433 | |||
| Website | www.westtexascu.com | |||
| Asset Quality |
West Texas Credit Union
Odessa, TX |
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| 1-Year Asset Growth | -5.45% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 4.19% | |||
| Non-Performing Loans to Loans | 0.82% | |||
| Balance Sheet |
West Texas Credit Union
Odessa, TX |
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| Total Assets | 62.83M | |||
| Total Deposits | 55.91M | |||
| Capital and Reserves |
West Texas Credit Union
Odessa, TX |
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| Capital | 6.35M | |||
| Leverage Ratio | 10.18 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
West Texas Credit Union
Odessa, TX |
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| Hot Money Ratio | 1.61% | |||
| Liquidity Ratio | 39.70% | |||
| Profitability |
West Texas Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 74.00K | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 91.36% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 4.69% | |||