| Weiss Ratings |
West Texas Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Texas Credit Union
Odessa, TX |
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| NCUA Charter Number | 5872 | |||
| Phone Number | (432) 934-0433 | |||
| Website | www.westtexascu.com | |||
| Asset Quality |
West Texas Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 3.69% | |||
| 5-Year Asset Growth | 1.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
West Texas Credit Union
Odessa, TX |
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| Total Assets | 65.15M | |||
| Total Deposits | 58.12M | |||
| Capital and Reserves |
West Texas Credit Union
Odessa, TX |
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| Capital | 6.36M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
West Texas Credit Union
Odessa, TX |
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| Hot Money Ratio | 3.41% | |||
| Liquidity Ratio | 30.18% | |||
| Profitability |
West Texas Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 37.00K | |||
| Net Interest Spread | 5.28% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 94.88% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.33% | |||