Pioneer Mutual Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 11.7 and a net worth ratio of 0.0. A current level of 2.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.4).
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.1 has resulted in Excellent (9.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (27%), consumer loans (22%), other (50%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1521 Lake Pointe Parkway
Sugar Land, TX 77478
Sugar Land, TX 77478
Phone Number
(281) 566-8000
NCUA Charter Number
Website
Largest Competitors
Live Oak, TX
San Antonio, TX
Sugar Land, TX
Sugar Land, TX
Sugar Land, TX