B
UPS Employees Credit Union
MemphisTN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UPS Employees Credit Union
Memphis, TN
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 10.00
Stability Index 7.00
Company Info UPS Employees Credit Union
Memphis, TN
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NCUA Charter Number 5878
Phone Number (901) 396-2132
Website www.upscu.org
Asset Quality UPS Employees Credit Union
Memphis, TN
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1-Year Asset Growth -0.79%
5-Year Asset Growth 8.64%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 1.04%
Balance Sheet UPS Employees Credit Union
Memphis, TN
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Total Assets 40.70M
Total Deposits 31.29M
Capital and Reserves UPS Employees Credit Union
Memphis, TN
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Capital 9.18M
Leverage Ratio 22.68
Loan Loss Reserves to Loans 2.17%
Liquidity UPS Employees Credit Union
Memphis, TN
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Hot Money Ratio 1.05%
Liquidity Ratio 20.98%
Profitability UPS Employees Credit Union
Memphis, TN
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5-Year Return on Average Assets 1.72%
Net Income 919.00K
Net Interest Spread 6.45%
Operating Profit to Average Assets 2.80%
Overhead Efficiency Ratio 57.58%
Return on Assets 2.22%
Return on Equity 10.54%