| Weiss Ratings |
First Basin Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 4.90 | |||
| Company Info |
First Basin Credit Union
Odessa, TX |
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| NCUA Charter Number | 5879 | |||
| Phone Number | (432) 333-5600 | |||
| Website | www.firstbasin.com | |||
| Asset Quality |
First Basin Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 12.36% | |||
| 5-Year Asset Growth | 2.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.78% | |||
| Charge-Offs to Average Loans | 0.69% | |||
| Non-Performing Assets to Assets | 1.42% | |||
| Non-Performing Loans to Capital | 14.00% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
First Basin Credit Union
Odessa, TX |
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| Total Assets | 352.78M | |||
| Total Deposits | 279.06M | |||
| Capital and Reserves |
First Basin Credit Union
Odessa, TX |
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| Capital | 34.49M | |||
| Leverage Ratio | 10.70 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
First Basin Credit Union
Odessa, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 10.53% | |||
| Profitability |
First Basin Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 3.07M | |||
| Net Interest Spread | 4.30% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 73.85% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 13.02% | |||