| Weiss Ratings |
First Basin Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.80 | |||
| Company Info |
First Basin Credit Union
Odessa, TX |
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| NCUA Charter Number | 5879 | |||
| Phone Number | (432) 333-5600 | |||
| Website | www.firstbasin.com | |||
| Asset Quality |
First Basin Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 11.25% | |||
| 5-Year Asset Growth | 2.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.78% | |||
| Charge-Offs to Average Loans | 0.58% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 5.17% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
First Basin Credit Union
Odessa, TX |
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| Total Assets | 351.38M | |||
| Total Deposits | 279.71M | |||
| Capital and Reserves |
First Basin Credit Union
Odessa, TX |
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| Capital | 32.02M | |||
| Leverage Ratio | 10.18 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
First Basin Credit Union
Odessa, TX |
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| Hot Money Ratio | 2.24% | |||
| Liquidity Ratio | 16.41% | |||
| Profitability |
First Basin Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 86.99% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 7.08% | |||