C
Utah First Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.50
Capitalization Index 7.70
Liquidity Index 1.70
Profitability Index 9.40
Stability Index 5.00
Company Info Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 588
Phone Number (801) 320-2600
Website utahfirst.com
Asset Quality Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.05%
5-Year Asset Growth 15.88%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 4.35%
Non-Performing Loans to Loans 0.56%
Balance Sheet Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.08B
Total Deposits 838.64M
Capital and Reserves Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 106.21M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 0.59%
Liquidity Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 34.02%
Liquidity Ratio 17.41%
Profitability Utah First Federal Credit Union
Salt Lake City, UT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 2.18M
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 67.68%
Return on Assets 0.82%
Return on Equity 8.30%