| Weiss Ratings |
Educators Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Educators Credit Union
Waco, TX |
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| NCUA Charter Number | 5880 | |||
| Phone Number | (254) 776-7900 | |||
| Website | www.edcu.com | |||
| Asset Quality |
Educators Credit Union
Waco, TX |
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| 1-Year Asset Growth | 2.39% | |||
| 5-Year Asset Growth | 6.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.31% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Educators Credit Union
Waco, TX |
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| Total Assets | 552.07M | |||
| Total Deposits | 453.78M | |||
| Capital and Reserves |
Educators Credit Union
Waco, TX |
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| Capital | 97.49M | |||
| Leverage Ratio | 17.66 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Educators Credit Union
Waco, TX |
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| Hot Money Ratio | 17.33% | |||
| Liquidity Ratio | 27.08% | |||
| Profitability |
Educators Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 2.71M | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.97% | |||
| Overhead Efficiency Ratio | 41.10% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 11.28% | |||