| Weiss Ratings |
Educators Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Educators Credit Union
Waco, TX |
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| NCUA Charter Number | 5880 | |||
| Phone Number | (254) 776-7900 | |||
| Website | www.edcu.com | |||
| Asset Quality |
Educators Credit Union
Waco, TX |
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| 1-Year Asset Growth | 3.30% | |||
| 5-Year Asset Growth | 5.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.26% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Educators Credit Union
Waco, TX |
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| Total Assets | 570.29M | |||
| Total Deposits | 462.04M | |||
| Capital and Reserves |
Educators Credit Union
Waco, TX |
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| Capital | 107.53M | |||
| Leverage Ratio | 18.86 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Educators Credit Union
Waco, TX |
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| Hot Money Ratio | 17.31% | |||
| Liquidity Ratio | 22.79% | |||
| Profitability |
Educators Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 2.53M | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 44.58% | |||
| Return on Assets | 1.81% | |||
| Return on Equity | 9.52% | |||