| Weiss Ratings |
Watertown Municipal Credit Union
Watertown, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Watertown Municipal Credit Union
Watertown, MA |
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| NCUA Charter Number | 5881 | |||
| Phone Number | (617) 924-0160 | |||
| Website | www.watertownmcu.com | |||
| Asset Quality |
Watertown Municipal Credit Union
Watertown, MA |
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| 1-Year Asset Growth | -0.81% | |||
| 5-Year Asset Growth | 0.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Watertown Municipal Credit Union
Watertown, MA |
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| Total Assets | 10.08M | |||
| Total Deposits | 6.55M | |||
| Capital and Reserves |
Watertown Municipal Credit Union
Watertown, MA |
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| Capital | 3.44M | |||
| Leverage Ratio | 34.39 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Liquidity |
Watertown Municipal Credit Union
Watertown, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 47.62% | |||
| Profitability |
Watertown Municipal Credit Union
Watertown, MA |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 24.00K | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 74.19% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 2.80% | |||