| Weiss Ratings |
Watertown Municipal Credit Union
Watertown, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Watertown Municipal Credit Union
Watertown, MA |
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| NCUA Charter Number | 5881 | |||
| Phone Number | (617) 924-0160 | |||
| Website | www.watertownmcu.com | |||
| Asset Quality |
Watertown Municipal Credit Union
Watertown, MA |
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| 1-Year Asset Growth | -0.60% | |||
| 5-Year Asset Growth | 0.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.12% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Watertown Municipal Credit Union
Watertown, MA |
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| Total Assets | 9.88M | |||
| Total Deposits | 6.29M | |||
| Capital and Reserves |
Watertown Municipal Credit Union
Watertown, MA |
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| Capital | 3.50M | |||
| Leverage Ratio | 35.55 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Liquidity |
Watertown Municipal Credit Union
Watertown, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 51.03% | |||
| Profitability |
Watertown Municipal Credit Union
Watertown, MA |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 81.00K | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 73.59% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 3.12% | |||