| Weiss Ratings |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 7.20 | |||
| Company Info |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5881 | |||
| Phone Number | (617) 924-0160 | |||
| Website | www.watertownmcu.com | |||
| Asset Quality |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.27% | |||
| 5-Year Asset Growth | -1.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 10.16M | |||
| Total Deposits | 6.72M | |||
| Capital and Reserves |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.35M | |||
| Leverage Ratio | 33.30 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Liquidity |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 39.56% | |||
| Profitability |
Watertown Municipal Credit Union
Watertown, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 13.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 84.71% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 1.56% | |||