C
First Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Credit Union
Chesterfield, MO
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Rating C
Asset Quality Index 7.80
Capitalization Index 4.50
Liquidity Index 3.30
Profitability Index 3.60
Stability Index 4.20
Company Info First Community Credit Union
Chesterfield, MO
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NCUA Charter Number 5882
Phone Number (636) 728-3333
Website www.firstcommunity.com
Asset Quality First Community Credit Union
Chesterfield, MO
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1-Year Asset Growth 10.75%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 4.69%
Non-Performing Loans to Loans 0.39%
Balance Sheet First Community Credit Union
Chesterfield, MO
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Total Assets 4.83B
Total Deposits 4.20B
Capital and Reserves First Community Credit Union
Chesterfield, MO
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Capital 322.55M
Leverage Ratio 8.00
Loan Loss Reserves to Loans 1.14%
Liquidity First Community Credit Union
Chesterfield, MO
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Hot Money Ratio 9.48%
Liquidity Ratio 15.31%
Profitability First Community Credit Union
Chesterfield, MO
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5-Year Return on Average Assets 0.68%
Net Income 16.29M
Net Interest Spread 2.97%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 71.94%
Return on Assets 0.69%
Return on Equity 10.67%