C
Oak Farms Employees Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oak Farms Employees Credit Union
Houston, TX
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 1.50
Stability Index 7.10
Company Info Oak Farms Employees Credit Union
Houston, TX
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NCUA Charter Number 5885
Phone Number (713) 547-7118
Website www.ofecu.com
Asset Quality Oak Farms Employees Credit Union
Houston, TX
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1-Year Asset Growth -7.70%
5-Year Asset Growth 0.79%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 1.90%
Non-Performing Loans to Capital 6.47%
Non-Performing Loans to Loans 2.74%
Balance Sheet Oak Farms Employees Credit Union
Houston, TX
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Total Assets 3.99M
Total Deposits 2.83M
Capital and Reserves Oak Farms Employees Credit Union
Houston, TX
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Capital 1.15M
Leverage Ratio 28.86
Loan Loss Reserves to Loans 0.83%
Liquidity Oak Farms Employees Credit Union
Houston, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 38.06%
Profitability Oak Farms Employees Credit Union
Houston, TX
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5-Year Return on Average Assets 0.43%
Net Income 15.00K
Net Interest Spread 7.05%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 90.34%
Return on Assets 0.46%
Return on Equity 1.74%