Members Source Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.4 has resulted in Fair (3.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.1 and a net worth ratio of 13.1. A current level of 3.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.1).
Asset Mix:
Securities (38%), home mtgs (28%), consumer loans (15%), comm loans (5%), other (14%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8580 Virginia Street
Merrillville, IN 46410
Merrillville, IN 46410
Phone Number
(219) 756-4141
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Merrillville, IN
Merrillville, IN
Merrillville, IN
Merrillville, IN