| Weiss Ratings |
First Central Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 9.30 | |||
| Company Info |
First Central Credit Union
Waco, TX |
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| NCUA Charter Number | 5898 | |||
| Phone Number | (254) 776-9333 | |||
| Website | www.firstcentralcu.com | |||
| Asset Quality |
First Central Credit Union
Waco, TX |
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| 1-Year Asset Growth | 3.05% | |||
| 5-Year Asset Growth | 11.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 1.75% | |||
| Non-Performing Loans to Capital | 12.10% | |||
| Non-Performing Loans to Loans | 2.94% | |||
| Balance Sheet |
First Central Credit Union
Waco, TX |
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| Total Assets | 176.26M | |||
| Total Deposits | 148.16M | |||
| Capital and Reserves |
First Central Credit Union
Waco, TX |
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| Capital | 24.37M | |||
| Leverage Ratio | 15.27 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
First Central Credit Union
Waco, TX |
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| Hot Money Ratio | 8.83% | |||
| Liquidity Ratio | 28.29% | |||
| Profitability |
First Central Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 551.00K | |||
| Net Interest Spread | 5.55% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 84.92% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 9.30% | |||