| Weiss Ratings |
First Central Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 9.50 | |||
| Company Info |
First Central Credit Union
Waco, TX |
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| NCUA Charter Number | 5898 | |||
| Phone Number | (254) 776-9333 | |||
| Website | www.firstcentralcu.com | |||
| Asset Quality |
First Central Credit Union
Waco, TX |
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| 1-Year Asset Growth | 12.84% | |||
| 5-Year Asset Growth | 13.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 1.21% | |||
| Non-Performing Loans to Capital | 9.24% | |||
| Non-Performing Loans to Loans | 1.96% | |||
| Balance Sheet |
First Central Credit Union
Waco, TX |
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| Total Assets | 171.05M | |||
| Total Deposits | 146.02M | |||
| Capital and Reserves |
First Central Credit Union
Waco, TX |
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| Capital | 21.35M | |||
| Leverage Ratio | 14.77 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
First Central Credit Union
Waco, TX |
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| Hot Money Ratio | 7.85% | |||
| Liquidity Ratio | 27.44% | |||
| Profitability |
First Central Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 1.92% | |||
| Net Income | 518.00K | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 84.40% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 9.75% | |||