| Weiss Ratings |
First Central Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 9.30 | |||
| Company Info |
First Central Credit Union
Waco, TX |
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| NCUA Charter Number | 5898 | |||
| Phone Number | (254) 776-9333 | |||
| Website | www.firstcentralcu.com | |||
| Asset Quality |
First Central Credit Union
Waco, TX |
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| 1-Year Asset Growth | 1.37% | |||
| 5-Year Asset Growth | 11.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 1.65% | |||
| Non-Performing Loans to Capital | 12.10% | |||
| Non-Performing Loans to Loans | 2.94% | |||
| Balance Sheet |
First Central Credit Union
Waco, TX |
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| Total Assets | 174.62M | |||
| Total Deposits | 145.51M | |||
| Capital and Reserves |
First Central Credit Union
Waco, TX |
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| Capital | 24.94M | |||
| Leverage Ratio | 15.67 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Liquidity |
First Central Credit Union
Waco, TX |
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| Hot Money Ratio | 8.83% | |||
| Liquidity Ratio | 28.29% | |||
| Profitability |
First Central Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 1.00M | |||
| Net Interest Spread | 5.59% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 84.92% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 8.29% | |||