A
Service 1st Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1st Credit Union
Greenville, TX
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 7.50
Stability Index 7.10
Company Info Service 1st Credit Union
Greenville, TX
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NCUA Charter Number 5899
Phone Number (903) 457-4686
Website www.s1cu.org
Asset Quality Service 1st Credit Union
Greenville, TX
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1-Year Asset Growth -1.07%
5-Year Asset Growth 2.40%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 3.08%
Non-Performing Loans to Loans 0.83%
Balance Sheet Service 1st Credit Union
Greenville, TX
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Total Assets 72.56M
Total Deposits 61.90M
Capital and Reserves Service 1st Credit Union
Greenville, TX
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Capital 10.64M
Leverage Ratio 14.70
Loan Loss Reserves to Loans 0.60%
Liquidity Service 1st Credit Union
Greenville, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 25.32%
Profitability Service 1st Credit Union
Greenville, TX
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5-Year Return on Average Assets 0.93%
Net Income 735.00K
Net Interest Spread 4.84%
Operating Profit to Average Assets 2.31%
Overhead Efficiency Ratio 66.75%
Return on Assets 2.02%
Return on Equity 14.41%