MCT Credit Union
| Weiss Ratings |
MCT Credit Union
Port Neches, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.00 | |||
| Company Info |
MCT Credit Union
Port Neches, TX |
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| NCUA Charter Number | 5900 | |||
| Phone Number | (409) 727-1446 | |||
| Website | www.mctcu.org | |||
| Asset Quality |
MCT Credit Union
Port Neches, TX |
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| 1-Year Asset Growth | 5.59% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.94% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
MCT Credit Union
Port Neches, TX |
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| Total Assets | 383.42M | |||
| Total Deposits | 337.08M | |||
| Capital and Reserves |
MCT Credit Union
Port Neches, TX |
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| Capital | 35.19M | |||
| Leverage Ratio | 10.61 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
MCT Credit Union
Port Neches, TX |
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| Hot Money Ratio | 1.89% | |||
| Liquidity Ratio | 13.00% | |||
| Profitability |
MCT Credit Union
Port Neches, TX |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 1.01M | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 90.85% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 4.00% | |||