MCT Credit Union
| Weiss Ratings |
MCT Credit Union
Port Neches, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 5.60 | |||
| Company Info |
MCT Credit Union
Port Neches, TX |
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| NCUA Charter Number | 5900 | |||
| Phone Number | (409) 727-1446 | |||
| Website | www.mctcu.org | |||
| Asset Quality |
MCT Credit Union
Port Neches, TX |
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| 1-Year Asset Growth | -2.13% | |||
| 5-Year Asset Growth | 3.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 3.10% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
MCT Credit Union
Port Neches, TX |
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| Total Assets | 358.49M | |||
| Total Deposits | 325.63M | |||
| Capital and Reserves |
MCT Credit Union
Port Neches, TX |
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| Capital | 30.49M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
MCT Credit Union
Port Neches, TX |
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| Hot Money Ratio | 3.64% | |||
| Liquidity Ratio | 12.30% | |||
| Profitability |
MCT Credit Union
Port Neches, TX |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 226.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.26% | |||
| Overhead Efficiency Ratio | 94.47% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 3.00% | |||