MCT Credit Union
| Weiss Ratings |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5900 | |||
| Phone Number | (409) 727-1446 | |||
| Website | www.mctcu.org | |||
| Asset Quality |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.08% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.12% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 386.26M | |||
| Total Deposits | 340.76M | |||
| Capital and Reserves |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 34.18M | |||
| Leverage Ratio | 10.40 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.03% | |||
| Liquidity Ratio | 15.14% | |||
| Profitability |
MCT Credit Union
Port Neches, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 523.00K | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 91.24% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.15% | |||